Relapse happens. These missteps are just a simple fact for many people in recovery. And for full blown relapses when you’ve either hit rock bottom again or are quickly headed that direction, a trip back to rehab is usually the best course correction. These times are scary and overwhelming enough on their own, and your treatment history is usually the farthest thing from your mind. But cyclical relapses eventually become a red flag, and they may jeopardize your ability to continue asking for help. So how many times will insurance cover treatment after you’ve relapsed?
Taking Rehab Seriously
Addiction is classified as a disease in the US. That means the cost of treatment gets covered by many insurance companies. This provides the ability for addicts seeking recovery to find a safe haven where they can work on getting better.
Although relapse understandably becomes part of many people’s stories, chronic relapse becomes problematic. Especially if these relapses happen within short periods of time. Rehab should be taken seriously. If an individual continues to dip in and out of a treatment environment, it sends signals to their insurance that treatment is not effective. So what does that mean?
How Many Times Will Insurance Cover Treatment?
Each insurance provider varies with how many times they’ll cover treatment. Some of these considerations are based on your plan itself, and others factor in your treatment history. There are four main points they consider:
All of these factors combined will determine if your insurance will cover treatment again after you’ve relapsed. So what can you do to make sure that relapse doesn’t affect your ability to access further needed treatment?
Relapse is a Step in the Process
Many people new to recovery feel that relapse means they’ve failed. But it is simply a step in the stages of change.
That said, it’s important to take treatment seriously. No matter where relapse pops up in your story, ideally, people in recovery operate in the mindset that those relapses will stay in the past. Because if you start to accept that “relapse just happens,” you’ve essentially already given up. And that usually shifts relapse from possible to inevitable. If those relapses start getting too close together, treatment may become inaccessible. It’s a nasty cycle that can be preempted by truly devoting yourself to making a change the first time around.
If you or a loved one is seeking help for a substance abuse problem, our counselors are available 24/7 by phone: 855-737-7363